Recovery Solutions Designed for a Wide Range of Industries
Key 2 Collect works with organizations across multiple industries that need a reliable, compliant, and professional approach to debt recovery. We understand that every industry faces unique challenges when it comes to receivables, customer relationships, and regulatory requirements, and we tailor our approach accordingly.
From regulated environments to fast-moving commercial operations, our process is designed to adapt while maintaining consistency, transparency, and control.

From Higher Education to a Broader Business Landscape
Building on the proven foundation of Key2Recovery, Key 2 Collect expands our recovery expertise beyond the education sector to serve organizations across a wide range of commercial and consumer industries.

Healthcare
- Hospitals & health systems
- Physician groups
- Dental & orthodontic practices
- Medical billing services

Financial Services
- Credit cards
- Personal loans
- Auto loans
- Installment lending
- Fintech / BNPL providers

Utilities & Telecom
- Electric, gas, water
- Internet & cable
- Mobile phone providers

Retail & E-Commerce
- Store-branded credit cards
- Private-label financing
- Buy Now, Pay Later (BNPL)

Property & Housing
- Property management companies
- Landlords
- HOA / condo associations
- Residential rent collections

Education
- Tuition balances
- Student housing fees
- Private student loans
- Continuing education programs
- Commercial & B2B Verticals

Commercial / B2B Debt
- Trade credit
- Invoices & accounts receivable
- Small business lending

Equipment & Leasing
- Equipment finance companies
- Vehicle leasing
- Heavy machinery leasing
- Government & Public Sector

Government Collections
- Federal, state, and local agencies
- Taxes
- Fines & penalties
- Parking tickets
- Court fees

Municipal & Public Services
- Public utilities
- Transit authorities
- Library fines (yes, even that overdue paperback)
- Specialty & Niche Verticals

Insurance
- Premium collections
- Subrogation recovery
- Overpayment recovery

Legal & Court-Related
- Court-ordered judgments
- Restitution
- Legal fee recovery

Banking Ancillary Services
- Overdraft recovery
- Returned check (NSF) collections

Subprime & Alternative Lending
- Payday loans
- Title loans
- Rent-to-own

Real Estate & Mortgage
- Mortgage deficiencies
- HOA lien recovery

Our End-to-End Recovery Solutions
We provide scalable collection services designed to meet your operational and financial goals, which include:
- Early-stage collections
- Traditional third-party collections
- Commercial and consumer debt recovery
- Skip tracing and account validation
- Payment plan administration
- Dispute handling and documentation
- Account settlement negotiation
Whether you place a handful of accounts or thousands, our process adapts to your needs.


